No affiliate links or sponsors here. Just a regular person sharing their opinion about the Hilton Surpass Card.
Overall: It’s a decent card, definitely worth the $95 annual fee.
You’re not going to be treated like royalty, or given amazingly crazy perks, but I’ll break down what you do get.
- Free Hilton night every year after $15k spend ($200 value)
- Priority Pass, 10 visits ($150 value imo, it’s awesome to not sit in airport lounges)
- Hilton Diamond member perk, you actually only get Gold, but since you can get to Diamond with just points from regular spending, it’s likely you’ll get Diamond($200–300)
- Decent point values on travel, food, grocery, and gas
The free night every year already gets you your money back. Priority pass, while not amazing in the US, still is a nice perk. and Diamond status is okay. You get free upgrades(I get upgraded like 70% of the time), premium WiFi, water, etc.
I take a lot of road trips so getting little perks from staying at Hilton is nice, and I enjoy the upgrades I get more often then not when I stay at nice Hiltons. I’m pretty satisfied overall with the card and would recommend it to anyone trying to get a few extra perks out of their credit cards vs other credit cards that don’t have an annual fee.
